Don t use venmo reddit. Don’t use Venmo for this.
Don t use venmo reddit I would not use Venmo - it was not designed for large sums of money. If use any of those to send money it comes out my bank account because they're connected. And if I do run into a big transaction, I can temporarily add my debit card. My landlord prefers Venmo and the money goes to her personal account. You avoid 99% of scams, and it takes 1 sentence. Kind of interesting. I know they give that option but it isn't in your best interest. Don't receive money from people you don't know and trust on personal account. They responded to the venmo request pretty fast but I also just feel awkward requesting. I only connected my Venmo for the free $10 promo or whatever too, otherwise, it’s just inconvenient to use an app, that uses your card/bank account, to pay for something on another app, when you could’ve just put your card/bank account on that app to begin with so I never really saw the Reached out to support and was told my account was flagged by their automated system, but ironically they don’t have the ability to remove the restriction, and was told to try and use PayPal to use crypto and had no timeframe of when my account will work again. Ordered the Venmo card and it gets here in 2 weeks, but I thought I’d be able to use it virtually in the meantime but I can’t find the new cards info anywhere on the app and can’t activate it without the expiration date (which I don’t know because I don’t have the card lol). They even support direct deposit so you could have a Venmo instead of a bank taking your employer's paychecks. A lot of my So I'm 16 and long story short I just got a job and they're paying me through venmo however I don't have an account so I decided to go and make one for anything Archived post. It's really wild to us Canadians that you guys use such an outdated system. If you're passing money back and forth using the Venmo digital payments service, you might want to be a little more careful. It’s not that hard. Reply reply Use your head, if you don’t have any email and no money in your venmo, obviously it’s a scam Reply reply If you don’t have money in your venmo account then don’t send the ps4 Reply reply But while you're eating, you don't want to be constantly fumbling around with the mouse, loading video after video. A minus is you have to use it 4 other times per month or you don't get any points including for your rent The reason why this logic falls apart with Venmo is that a scammer that cashes out using Venmo and finds a victim via Venmo effectively links: 1) the stolen debit card, 2) a middleman (the OP), and 3) themselves all in one big swoop. But I don't know. g. . I’m sure this helps nobody but I’m just putting it out there! Don’t use Venmo for a deposit on rentals! That is my parting gift to those of you that read my rant. I’m still waiting to find out the verdict and I don’t think it’s going to be on my side. Servers get fired in this country every day for trying to keep their own tips. It is not designed for this. At one point I was carrying like $10k in there which after reading that article, yikes. Only used it once when it first hit the scene but it was giving me scam vibes so I deleted it 😂 Venmo, on the other hand, recently announced plans to disable its web functionality, making it mobile-only. The reason why this logic falls apart with Venmo is that a scammer that cashes out using Venmo and finds a victim via Venmo effectively links: 1) the stolen debit card, 2) a middleman (the OP), and 3) themselves all in one big swoop. I stored the card somewhere but as long as I’m able to use the app and send money to my Venmo account, I don’t really care for the card. Instead, I recommend that you take the cash rewards and use it to buy crypto at Coinbase, Coinbase Pro or other legit exchange . Attach venmo to that account. So I use Zelle which is already connected to my bank app to send her money. It only pertains to cryptocurrencies available for purchase on Venmo, like Bitcoin, Bitcoin Cash and Bitcoin Cash. Don't use Venmo, Zelle, or anything directly connected to your bank account. Hello, all! I’m looking to add the Venmo card to my wallet in order to get that 3% back on utilities. Additionally, I front the bill a lot (usually for takeout or alcohol purchases) and if I don’t request, they don’t offer to reimburse. If you have the renters ID and a signed contract, then you really have little to worry about with respect to clawback (vs, say, bouncing a check). And it’s usually not talked about. I like Apple Pay and hope it catches on. Once you're logged in, you can simply go to your account settings and change your phone number or any other account information. Local pickup seller wants to use Venmo. They can do bank transfers. Like can’t you go to the ATM and get cash? I've done this and not only don't I get what was promised X I didn't even get the 1-3 points they give for disqualifications. But they don't have a free convenient service like Canada does with Interac E Transfer. This sub does not replace seeing a therapist and the information provided is for resource and The thing is in Canada, we have Interac, one network that works with all the banks. Basically everyone I pay is on facebook, meanwhile I know almost no one's emails. Watch out or don't use Venmo . The sale price will be a few hundred USD. Question: Unanswered I wanna use the $20 off promo and use the $20 I have in my venmo account. I have not done a deep dive on what I just said because I only Venmo occasionally and it’s within a small group of family and you can go to a bank today and open an account and have a debit card issued the same day. Your money is gone, sorry. Their policy is that Venmo is intended for sending money between friends, therefore they do not issue refunds for fraud. I felt like my income would balance out my credit but I don’t care now because it’s been two years, and I still have good credit! F Venmo lol. I don’t know what’s going on with my account and when I tried calling them I got absolutely nowhere. If you guys are going to use these services, there is a risk your funds could be frozen, which would suck. That’s right, the only option with Venmo right now is to leave your coins on their app. Join us for game discussions, tips and tricks, and all things OSRS! OSRS is the official legacy version of RuneScape, the Two ideas, one, poison dart frog type thing, it could be a cool drawback that she can’t turn it off and it will sting whenever she has skin to skin contact with someone ( it would get more dangerous with more contact, a light touch will sting, but prolonged contact could cause chemical burns or paralysis in the aria touched, escalating to full body paralysis or unconsciousness and But in these cases the answers is actually more simpler. I used venmo lots and just wondering if using it to deal with my US funds won’t cause headaches Venmo has made it as of late if you wanna send any money via Venmo balance, ur identity needs to be verified. Don’t downvote me. Neither is PayPal or cash app. You’d be hard-pressed to find solid reports about this side You don’t. Welcome to r/BorrowerDefense! If you feel that you were scammed by your college, trade school, or training program, you should consider filing for a federal program called Borrower Defense to Repayment (BDTR) that could help you get the federal student loans associated with your scam school DISCHARGED (and maybe even get a refund). But those are all predicated on the victim both (a) being greedy and (b) having never met the scammer. No it doesn't if you use your bank account and don't use the business transaction option. Only recently I started getting survey junkie nagging me "You are rushing through surveys" bs. I don’t like have loose cash. This makes Zelle safer. I have literally never had the need to. I have a $100 balance sitting there, which should last a while. Also I use it to send money to my gf just easier for us we both have I phones. You can use it also for donations, yard sale transactions when you get items on the spot, etc. A lot of my expenditure happens through venmo, but I can’t use a credit card because of the 3% fee they impose on credit cards. It is our hope to be a wealth of knowledge for people wanting to educate themselves, find support, and discover ways to help a friend or loved one who may be a victim of a scam. I've been using my Chase cards to make these payments and paying the 3% fee for the past year or so. Sort by: Best. From what I read it may take a little longer for the transfer, which is okay, but I should avoid any fees. I bought $2k worth of Bitcoin then realized when I tried to send it to my mobile wallet that Venmo hasn’t installed this feature yet There are 2 problems: 1) crypto is overpriced at Venmo (compare with other exchanges), and 2) Venmo doesn't support crypto withdrawals to other wallets. Venmo is only popular in the US when the bank transfer is too slow and costly. And then there may be a problem with any defense in legal proceedings. It was an absolute knee Venmo is to be used for sending money to someone you actually know--not some random stranger you met online who promises if you send him hundreds via Venmo that he'll mail your PS5 asap or whatever. If I don't go over that but I'm applying for disability but only use my cash app or Venmo card for purchases can ssi see this. I only connected my Venmo for the free $10 promo or whatever too, otherwise, it’s just inconvenient to use an app, that uses your card/bank account, to pay for something on another app, when you could’ve just put your card/bank account on that app to begin with so I never really saw the A friend of mine owed me $1200 for Taylor swift tickets and just payed me through Venmo and now it’s requiring me to submit my tax info. Little did I know, you can’t transfer coins from Venmo. You can still make payments to other users or businesses funded by your chosen payment method (bank account, credit card, or debit card). Especially these days. Don't waste time face-timing, chatting up, or reading through their social media. Duh. You can instantly transfer between banks via zelle. 40 or so days later the sender can tell their bank they dispute it and Venmo will automatically comply and debit your account. I do have some reservations regarding Synchrony from what I’ve seen in the search bar and was looking for some testimonials to alleviate hesitancy or even alternatives if there’s a better option out there. Also noticed this today. Mine say that I can still transfer and use the app, I just won't be able to keep a balance in the app. I sold my MacBook on Facebook marketplace for $1,200 including shipping. Companies like this don’t care that we are just 1 person Venmo explicitly says their policy does not cover high risk transactions like Concert Tickets and the like (perhaps one can argue this is not a concert) I disputed it last night and thankfully won. In theory I should be able to link bank 1 debit card to venmo and add money to my venmo account, and then simply transfer into bank 2 (checking and debit card already linked). End of the day though it’s up to you! If you just want to speculate on price then Venmo’s not the worst thing in the world just not “real” BTC so to speak. Similarly, they don’t want to make an entire generation of Venmo users vomit by associating it with the PayPal brand, which is seen as old, slow, complicated, full of catches and conditions, and mainly for old people in the Midwest to use on eBay. American Express, Discover, MasterCard, Visa) cards registered under your name to be added to Venmo. The company's mission is to maximize the value and utility of digital assets through our comprehensive product suite including advanced trading solutions, liquidity aggregation, tax-efficient asset-backed credit lines, a high-yield Earn Interest product, as well as the Nexo Platform and Nexo Wallet with their top-tier Venmo is not hipaa compliant. If a malicious actor is able to do this (basically know enough to convince a rep @ the phone company or affiliated company that they are the correct owner) then they have your phone 2FA, can probably reset email password and then I don't see what's so hard about understanding why people would use it. The social aspect is almost textbook narcissism: “My friend ran out of gas, so I Venmoed them $10. Either way, it does not run up your credit line utilization yet it miraculously gives you a point per dollar as if it had. I think they requested a shot of my photo ID I accidentally paid rent (on Venmo) from another checking account one month and Bilt denied my request to get points for it so I don't know how you got them to give you points for your rent payments. It wasn’t showing up even when I had it added as a payment in the regular uber app so I downloaded the uber EATS app. The point here being there is a scamming technique called sim swapping which allows your phone number to be switched over to another device. It’s really not cool. Additionally if someone happens to be paying with a stolen credit card linked to I've been using Venmo to pay for some services i. The limits are better and the likelihood of freezing accounts or just outright seized funds seems far less likely. They get their cut. Reddit therapists for the win! Reply reply can be sanctioned for. I know there’s a risk but so much more convenient 😳 tl:dr I got scammed for $200 on craigslist for fake tickets using Venmo; warned my bank and Venmo, froze all assets from my account, Venmo went ahead and paid the scammer anyways now they're threatening to send me to collections unless I pay up. Personally I wouldn't use it for transactions larger than ~$300. Or find out? Can I keep my Venmo or cash app cause sometimes my friend will pay me money if I let her borrow some. I also make sure to set it so that no one can see that I Once in a while, I’ll take Zelle or PayPal FNF, but I don’t take Venmo or Cashapp. If you own a ferret outside of California and move to California with it, the police aren't going to kick your door down and confiscate it unless there's another, more profitable reason for them to do so. When you have loads of money going in & out of Venmo & you're not making them any revenue: (paid transfers, service fees, Venmo MasterCard), they will shut you down. Companies like this don’t care that we are just 1 person Yes. I’m glad I did that or I’d be freaked out lol I completely agree with you on opening up an actual bank account. And although Venmo has that information, which I don't love, I figure they're big enough that if they get hacked I'll hear about it. This is not on the Bilt side. Arguably Reddit's best source for uncensored cryptocurrency news, technicals, education, memes and so more! I’m young and I don’t use use checks very much, but if I have to I If you use the website or app, you should still be able to log in with your email, phone number, or account username. and International, Federal, State, or local. I literally don’t know what to do. Don't use Venmo Venmo can publicly display transactions to allow for liking and commenting, and typical has a pfp/selfie on it. Now that I have my phone, I want to change the number on my Venmo Account to my phone number. Just, no. I don't use Venmo much, and right now I feel like Venmo is playing games to basically make it as hard as possible to use Venmo outside its own ecosystem. Well, you shouldn’t use Venmo because the platform has had security issues since its emergence. If anything you're the infuriating one. there's also a lot of stuff like lady bugs Ladybug look-alikes Asian Lady Beetles that can absolutely wreak havoc on an existing ecosystem. It's almost like that's why people use Venmo, Apple Pay, PayPal, or Zelle. It’s not like Venmo is an investment bank. Many people pay their rent through Venmo every day via Bilt. If you send someone money, you are SOL getting it back - other than suing them in small claims court. The only problem is I don't know where to enter the verification code. Don’t use Venmo. This is why I do not use Venmo, CashApp or PayPal. Period. No one is forcing you to use one, but if you don't, that "pain in the ass" is 100% your own doing. Don’t know anyone who uses Venmo but tons of people who use CashApp. It’s amazing your employer hasn’t been investigate and frozen if he pays others this way. If you go into a business you either pay with your phone if you have your cards on it or you pay with your card or cash. Don't use Venmo for direct deposits either. You likely already have several In this article, we will explore some of the main concerns surrounding Venmo, including the lack of buyer/seller protection, privacy issues, security vulnerabilities, hidden fees, inconvenient transfer limits, and Here We Provide Information about Why You Shouldn't Use Venmo Also Discuss Personal and Financial Privacy at Risk, and 3 Main Reason for Why You Shouldn't Use Venmo. Here is a copy of the original post: . I'm a 24 year old guy who lost his job a couple months ago and I've been doing DoorDash while trying to get another job with similar benefits I used to have like health, dental, vision insurance, disability, 5% company match on 401k contributions, free ASU r/Amex is the place for American Express cardholders to connect, share tips, and discuss everything related to their premium card benefits. Make sure bank records match the name and address on the Venmo account. The thing is in Canada, we have Interac, one network that works with all the banks. If I was that client I would be mad too. Cashapp is much easier to use with a fake name and doesn’t have those social features except between the two people that send and receive the money. Yes, Venmo gets used in a lot of bad check or money-forwarding scams. Venmo is an app to send money to friends and family, and is not in any way a viable platform to send wages to and from. Do whatever you want, but if I were you I wouldn’t be okay with A little late, but technically no. Can you copy/paste the Venmo (or non-rent payment portal) instructions you found in their instructions? Tell us you don't know how oauth works without telling us. Reply reply SpikeMartins • If you mess up, that's on you and you eat the loss. There is Zelle which is a service built into basically ever major bank that does what Venmo or cash app do. Zelle would be a good and safe option. “Venmo me” “Uh I don’t have venmo, what about cash app?” “I don’t have cash app, what about zelle? “I don’t have zelle” “Everyone has zelle, it’s like built into your banking app!” “I Not in the us so I don't have Venmo but in Sweden we have swish which is basically Venmo but it is not optional to have a passcode since you have to sign it with your "Mobile bank ID" which you can have either a pin or fingerprint authentication for really weird that this feature is optional!. Buyer protection is more for like people you don't know at all, I'd assume. They talk about "rent portal" but no mention of Venmo. Nexo is the world’s leading regulated digital assets institution. " You’re welcome to continue using Venmo without verifying your identity. It did everything I needed a bank to do so I never felt the need to switch. If Venmo is not safe, then what is a good alternative? I don’t want to use cash. Yes. Often the seller requests F&F / zelle / whatever because they don't like Paypal taking a day or two, or because it has fees and they don't want to pay extra. Or the fact that I used their “protection” I never used Venmo as my main bank. xyz Apparently somewhere in the minuscule print it stated that it can take 30 days for “pending money” to be accessible. ACH "direct deposit" is also an option if your landlord cares to give you his bank's account and routing numbers. Due to fraud issues. I’ve had about 4 different businesses that use PayPal and I’ve used it personally since 2000. I use Credit card only. The buyer wanted to use Venmo, but I explained to her that I don’t have Venmo and asked to use Zelle instead. Welcome to r/scams. In the future don't use Venmo unless you actually know the person and definitely not on FB Marketplace. Yeah I used Venmo as my bank for about 3 years. Yes. So I tried to use Venmo last night to buy and transfer crypto. I see a bunch of good features similar to any financial institution. I use First Citizens Bank out of Raleigh and Plaid was a real PITA. They pocket the profit and still charge us a percent for every little thing. And does not use VENMO is not an accurate flair. In this situation they also very often don't ever send you back to SJ site which is why you don't even get the 1-3 token points. Don’t use Venmo for this. ” “Can I just Venmo that to you?” “I’d like to help, can I Venmo it to you?” I’ve never used the app and cash is generally preferred. I don't typically use Venmo for crypto purchases, but I don't use Venmo for much at all anyway, so I just use the small amounts I receive to buy some crypto. So many issues can happen. They do not need to care in order to stay in You don't pay businesses with venmo, it's just for person to person payments. The IRS is experiencing significant and extended delays in processing - everything What kind of fees should I be expecting if I use Venmo to get cash to my checking account using my Apple Card? Besides the Venmo credit card fee. So in the US my bank may not work with your bank, so I would use a service such as Venmo as a middle man. Don't pay via other platforms. It is owned by PayPal and you must know what a wonderful reputation PayPal with dealing with people’s money. At this point, I'll simply refuse to accept anyone paying me by Venmo going forward because I don't really appreciate having my own money trapped in someone else's system. I don't know when they started doin this tho The community for Old School RuneScape discussion on Reddit. Or take the amount and go to Zelle or pay pal or cash. It seems like they just stole my money when I tried getting it out. If you have venmo connects your bank, your venmo funds will go into your bank so you can just play with your card at a business. However, if there is a card that I can get 3% or more on cashback on venmo purchases, it will be worth it because I will make back more than I Venmo and Zelle don't operate in Japan. Or you can use Momo/Zalo Pay app. This is all part of their loss prevention strategy which helps them not pay labor. Don't use a personal bank account on a business profile and vice versa. They pay you through Venmo, then turn around and contact their bank/CC provider and dispute the Venmo charge, bank/CC provider pulls the funds from Venmo, Venmo pulls it from you. That's all I got from venmo when I accidentally venmoed the wrong person. Get the Reddit app Scan this QR code to download the app now. Venmo is not hipaa compliant. They don't scrape at all anymore, they use oauth. He mentioned that at other shows the audience seemed confused and that in Canada we don't have Venmo. I got a proper bank account because my most recent job didn’t have direct deposit so I needed somewhere to cash a paper check. Share Add a Comment. I've learned from past mistakes. So I go to Venmo FAQ and per Venmo: "We allow credit, debit and prepaid, network branded (e. I reported it to Venmo immediately and requested a refund but they don’t do that. I don’t use it much at all lately, not with how shitty it’s becoming and how many scams are being ran atm. Whether you're looking to maximize your rewards, navigate travel perks, or get the most out of exclusive experiences, this subreddit is Speaking of which, I wish there was just 1 default cash/payment app everyone used. Don't use Venmo They then told me the Venmo doesn't support prepaid cards. For tattoos or whatever, put groceries so I don't actually connect my Venmo. It can really fuck you over and I wouldn’t trust it. ” One time I venmo requested them because it was a pretty substantial trip and my car gets bad gas mileage. I've read about 3 times this week here on Reddit. Reply reply I don't even use Google Pay at all, but all of a sudden I make a big ticket purchase to a suspicious app, and still it doesn't register as fraudulent to customer Not letting me use Venmo as a payment method . I use Venmo on average 3-4 times per month and I always send money privately. there are People use Venmo? Didn’t even know it was still up and running. Not once does it say to put the Bilt numbers into YOUR bank. I don’t trust them after my experience with them before. Please don’t use them just use something that actually works and has good customer service. e. It's pretty easy to do and I'm not sure if there's repercussions to doing it a bunch or not but AFAIK there isn't any appeals process or anything; you'd just be out the money. So just open a second bank account at a different bank. Going through Venmo where they don’t give you the coins meaning you can’t actually transact with them goes against that mission. justify it, admit ignoring the policies. Yeah we don't have to that in America, I have a regular bank account, but for quick transfers between individuals I have to use cash app, venmo or PayPal. Yeah, it's useful, so I don't want to get rid of it completely. com's Reddit Forex Trading Community! Here you can converse about trading ideas, strategies, trading psychology, and nearly Venmo is available for US residents, they don’t have to be citizens. Also, any general advice about business bank accounts is welcome. I'm a big enough idiot I reopened the account. Don’t use Splitwise pay. Members Online Americans of reddit, why do you guys venmo instead of e-transfers with your bank? Archived post. Really, you just need to remember to transfer whenever you receive a Venmo. I don't know anyone who actually uses the buyer protection. It isn’t seen as a fast, clean, quick, uncomplicated way to pay your friend. Just FYI from personal experience. As Gawker reports, AlterNet's Adam Johnson has a friend who sent a payment on Venmo a few months back. Once you link your Amex to Venmo, it'll show up as "Send Account". It’s not our fault that they want to act like it’s a bank card but don’t have overdraft protection. Dog Walking, Yard works, and some other services. I don’t know if Venmo would lock an unverified account receiving large sums or not, but its possible you could trigger some kind of flag on the account depending on how much you receive and join the discussion on Sopuli. I really thought it was a joke, but this app/support is truly S-tier garbage. Don't use LastPass. I use Venmo heavily for business. ” r/Amex is the place for American Express cardholders to connect, share tips, and discuss everything related to their premium card benefits. I'm also not sure if my money is insured. I’m not sure what’s better. From Mexico to the DR to Chile, we're protesting against Reddit's API changes together with +3000 I don’t know what’s going on with my account and when I tried calling them I got absolutely nowhere. Welcome to FXGears. i don’t have my social connected and it just doesn’t allow me to do instant transfers and i have to choose the 1 to 3 business days option! i have been able to use venmo perfectly fine, have a venmo balance, send and receive money with no issues Don’t use Venmo for your DD. I could perhaps see a use for like, sending money to family. That should be the only place you store money. Our goal is to help Redditors get answers to questions about Fidelity products Can I safely accept payment by Venmo, assuming I don’t fall for fake links etc. In the IS, they don't have one company that does that, there are different networks that may or may not service the same banks/retailers. I make my transactions private but sometimes I scroll to look at other transactions. The feature will be rolling out to users in the next week, but it could be until the end of May before everyone has access to the feature. Or check it out in the app stores Cash, Venmo, PayPal, and Zelle all don't charge fees to send money. it will cost you less than buying a prepaid debit card at a walmart. It’s weird for sure. Need to know how to put money into Venmo and then how to pay someone with that money. It did require an extra verification on my Venmo account to increase the transaction limits. Venmo should not be used for payment outside family and friends. Sometimes if they're really scummy they used a stolen card to fund the Venmo transfer in the first place. Always cash out as soon as funds are received. I don't use it for any large transactions, just for little things between friends, and the money flows in both directions pretty equally. Hey there everyone, this is the first time I've posted in this sub so I hope I get everything right. Venmo should only be used to send or receive money. Venmo is what happens when people run out of ideas. Asking a server for a venmo and tipping them on your phone is pretty hard for a restaurant I use Venmo personal for biz, and when transferring the balance I just choose “instant transfer” and pay the fee to avoid Venmo’s “review” of the transaction. Venmo is a service provider and is regulated as such. ” Zelle is not unique to Wells Fargo. For gift cash less then 600 bucks. ? I am selling headphones on Facebook Marketplace by local pickup. Yeah I know, scams and all that, but is As a seller I always prefer venmo. However Venmo can also reach into your account and take that money out without your consent if the customer disputes, so I limit Venmo use to small transactions. tldr; PayPal-owned money transfer service Venmo is adding a new feature that lets users send crypto directly to other Venmo customers. It’s asking for my SSN so that I can receive a 1099 and I don’t have a small business . If you do not have at least one of them, you can't use Venmo. It traverses through the banks api, if you don't know what that means, Google "oauth" Their service offers NOTHING to anyone. I don’t use any social media (except Reddit) so it tells me who is dating who and who is hanging out or bunking up together. She told me she had all her money in Venmo, so I figured okay I’ll Especially these days. No one is telling you to switch, just sharing my experience as a friendly warning. At least with a bank there’s some kind of transparency. The only thing that sucks about that is I can’t send money to my sister because she has android. ). View community ranking In the Top 5% of largest communities on Reddit. I checked the instructions. At apartment complexes they will charge to use the portal so charging you for pressing the buyer protection button makes sense, even if it's annoying. I just link to my facebook and I can pay my friends after a meal or outing super easily. That said, get a Venmo asks for that to help prevent fraud and money laundering on the platform, no different than a bank really. While Venmo did save me here, use me as a cautionary tale idk about that, but we don’t see a dime from those investments. Oh, try again in a while. It’s the banking industry’s answer to PayPal/Venmo: it was jointly developed by the 7 largest banks, and can be used to move money between 100 different financial institutions (banks, investment firms, visa, MasterCard, etc. It doesn't offer protections like getting your money back, but if you needed rent money back your recourse would not be through Zelle anyway. These are all easily faked. View community ranking In the Top 10% of largest communities on Reddit. They love the idea of people saying “Venmo. So like one day your account will be frozen for no reason and rent will be due and you won’t be able to touch that money for six months or more (if at all), and customer support Yeah, it's useful, so I don't want to get rid of it completely. Reply reply More replies. When I go on Venmo I see many people share publicly (not the dollar amount) who they are paying and what the payment is for usually with cutsie little emojis, and I don’t understand this. Last year I was in Scottsdale and we were at a restaurant and the server asked if we were ready for the bill and I asked for it split up and he like actually panicked and got really upset and confused haha. S. A supportive community to ask questions and engage in discussion about mental health-related matters with therapists on Reddit. I don’t love them and appreciate that they’re not a bank and there is risk involved with that but for the most part they have been fine. EDIT: I understand a lot of you have been fine using Venmo and PayPal in the past and don’t get the concerns some of us have. I would’ve paid it off then and there if I asked. But people don’t use it because it came too late and Venmo was Some banks it will not allow to do manual verification, even if it pulls the bank up as being part of the "plaid" network. PayPal has always been free for friends and family for ACH. All users are required to verify their identity in order to use their venmo balance as a payment method. Why?Venmo seems to be taking these things a wee bit more seriously than you might expect. Welcome to the official subreddit of Long Beach, California! Home to the Queen Mary, Aquarium of the Pacific, and hosting of the Grand Prix, museums, many festivals and cultural events like the The Long Beach Lesbian and Gay Pride Parade and Festival (The 3rd largest in the US!). With friends trips and my boyfriend for living expenses. But none of the money you send via Venmo is ever protected, insured, and there is no good customer service atm, so it’s risky either way. It’s definitely shady. Whether you're looking to maximize your rewards, navigate travel perks, or get the most out of exclusive experiences, this subreddit is It doesn't say anything about Venmo or any other 3rd party payment processors (PayPal, Venmo, etc). They don't see your pw either. So lesson learned, Venmo is a middleman that will make their problem your there's also a lot of stuff like lady bugs Ladybug look-alikes Asian Lady Beetles that can absolutely wreak havoc on an existing ecosystem. Please first read the Mint Mobile Reddit FAQ that is stickied and linked in the THEN you have to Venmo the person that paid (we just e-transfer because none of us ever use Venmo). While Venmo did save me here, use me as a cautionary tale Hi there! So I’ve been trying to figure out if I can open up a credit card to pay my rent through Venmo. We're Crypto Reddit's Fiji water in a desert of censorship and agendas. New comments cannot be posted and votes cannot be cast. Open comment sort options r/ATT stands with the The upside of Venmo for me is that it's on my phone, and I don't need an email address. “If you don’t have access to a balance, you can still receive payments on Venmo and transfer the money to a bank account, but you cannot use the money in your account to make payments on Venmo until you verify your identity. He said something along the lines of " so I'm just gonna skip this next bit, there's this 15-minute joke that just doesn't work cuz you guys (Canadians) don't have Venmo. Reply reply iRambL • Or the fact that I used their “protection” system and yet a person still ghosted me and stole my money and they won’t do anything without a police report Reply reply No_Investigator_6076 • I sent $100 to my kid on Plus Venmo has their own debit card so you can use it like a bank account. I worry about the buyer reversing the payment after the transaction. Reddit's home for tax geeks and taxpayers! News, discussion, policy, and law relating to any tax - U. I actually had someone on Craigslist sell me a used grill for $80 and then never replied again after receiving my money. Zelle is owned and managed by banks and is regulated as such. PayPal is many things now. Our goal is to help Redditors get answers to questions about Fidelity products and services, money movement, transfers, trading and more. Click settle up and go to Venmo. I have used Splitwise for years. Also, security doesn't tell us what the problem is because if there's a security issue they don't want it to be exploited. Venmo is to be used for sending money to someone you actually know--not some random stranger you met online who promises if you send him hundreds via Venmo that he'll mail your PS5 asap or whatever. I’m no longer willing to A lot of people don’t realize that many restaurants have cameras throughout the restaurant and use them to audit server behavior. I don't always use my full amount, and have now saved up close to $1,000 and am getting concerned about keeping that much in Venmo (I've seen some horror stories on Reddit about them freezing accounts or people losing money). (I don’t travel or use points atm) Insist on meeting in person for a physical ticket, and STEP person-to-person for will call (which handles payment, do not pay through an external site). This used to be huge when PayPal was the payment option of choice through eBay and PayPal and eBay were owned by the same company. As an official Fidelity customer care channel, our community is the best way to get help on Reddit with your questions about investing with Fidelity – directly from Fidelity Associates. Or, the buyer offers to pay via those services either because they want a lower price or because they think they're being nice. For more than having password protection, the application does not have two-factor authentication, which is a determinant In order to use Venmo, you MUST be legal resident of the USA and to have valid US federal or state ID. Had a US phone number, social security numbers and paid taxes to the IRS. Venmo is. You just want to **Click and Consume**. If you charge your Amex to send money with Venmo, Venmo would charge you their credit card fee but if you link your Amex and use Send & Split, there isn't any CC fee and would deduct from your Amex balance. Or if I tell them I don’t have Venmo, they’ll say that they only have Venmo. (The consensus on Reddit is to use BitWarden instead since the new owners of LastPass now only let the free tier use a moble app or computer but not both. A guy I used to be friends with sent me a total of $1200 over a span of several months in order to pay me back for things, I have text evidence that these transactions were intentional and even sent them to Venmo during the dispute process however his bank has charged back the money leaving my account -$1200 and Venmo has yet to unfreeze it after several months. Also, if your answer is that I do need a business account on a payment platform, let me know if you would suggest something other than Venmo for my type and size of business (aka something cheaper, I don't really need any other perks). It’s just easier to use Apple Pay it’s already on my phone. They can Venmo to your US account, and then you'll need to interface with a service/app that will transfer money between your US bank account and your Japanese one, like Transferwise/Wise or Goremit. ) How to deal with Venmo: don't. As noted in the threads above, you can try removing and re-adding your account or reaching out to Venmo to help verify the bank account. I’d primarily only use the card for that one rent payment a month, assuming it’ll take up most of my limit. For example, Ferrets are illegal as pets in California. Not to mention they have absolutely terrible support. At the Moncton show he just didn't do the bit. you can either do an instant transfer from venmo to your bank account for a nominal fee or if you can wait, you can do it via ach and it’ll probably land in your bank account early this coming week. I believe that there’s an important distinction between Venmo and Zelle. Probably a security breach and Amazon doesn’t want the liability. The I had to dispute a $700 charge on my card that I never authorized, but Venmo let it go through because there was $20 on the card. I contacted the bbb also and basically gotten in the email to not talk about them on social media. For sure, do not use Venmo for business transactions on Facebook Marketplace, Craigslist, etc. Support was literally useless. This is an educational subreddit focused on scams. I was in the US for a few years on a visa. Note that the business transaction option gives you buyer protection. Your parents will never know, you'll stop annoying your friends (because I'm not gonna lie, it would be super annoying to have a friend who insisted on only taking cash) and you'll have secret spending money that isn't cash, in the event that you end up needing it (which could happen, let's be real). I’ve noticed that a lot of people will ask if I have Venmo and will stop replying after I tell them that I don’t take Venmo. And it’s withholding my money until I do so. Venmo explicitly says their policy does not cover high risk transactions like Concert Tickets and the like (perhaps one can argue this is not a concert) I disputed it last night and thankfully won. For important information: Originally, I used my grandmother's phone for Venmo. gfggl yug mow jcxyx mgqr vdki gkzys zupud kuebt rqcz